Business Credit Cards

Everyday Purchasing Power

FirstCapital Texas has MasterCard® and Visa® business credit card options to meet your small- to mid-sized business’ or corporation’s purchasing needs, along with the money-saving perks, rewards and conveniences you want.

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No-Annual-Fee Standard Card

  • Competitive interest rate
  • No annual fee*
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual and summary billing options.

Preferred Points Card

  • Low annual fee of $49.00 per account.
  • Competitive ongoing APR. 1
  • Earn one reward point for each dollar spent, up to 10,000 points per month.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual billing option only.
  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise.***
No Matter Which Card You Choose, You’ll Enjoy:
  • A competitive APR*
  • Interest-free purchase grace period**
  • Your choice of summary billing options
  • Online and mobile banking access
  • Online account information available 24/7 at www.cardaccount.net
  • 24-hour toll-free live customer assistance available at 800-367-7576
  • Rental car protection
  • And more
Apply today!

Supporting documents vary depending on the type of business you have. See chart below.

DISCLAIMER

*See application for information about current APRs and fees. The issuer and administrator of the credit card program is TIB (The Independent BankersBank). For more information, contact TIB at 800-367-7576.

**Twenty-five-day grace periods do not apply to cash advances.

*** To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.

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