Auto Loans & More
Hit the Open Road, Water, or Sky for Less
From cars, trucks, and motorcycles to motorhomes, boats, and even aircrafts, FirstCapital Bank of Texas offers auto loans—and other vehicle loans—to help you finance anything you can drive, ride, or fly. Here, you’ll get competitive rates, flexible terms, personalized customer service—and a decision within one hour so you can get moving faster.
Whether you’re buying a new or used car or refinancing your existing loan, you can:
- Finance up to 100 percent of the car’s retail value
This includes sales tax and extended warranty on a new or used car up to 10 years old.*
- Get a decision within one hour
Apply online and you’ll get a decision within one normal office hour on any business day.
- Buy your vehicle by the very next business day
We typically process checks on the same business day, so you don’t have to wait any longer to enjoy your new ride.
- Enjoy flexible terms
Spread your payments out as long as you need with terms up to 72 months on a new vehicle.
- Save more when you borrow—and bank—with us
Current FCB customers get a 0.25 percent relationship rate discount, and an extra 0.25% off your rate when you enroll for automatic payments from your FCB account.**
- Get an even lower initial payment
With our special 36/84 auto loan, payments for the initial 36 months are based on an 84-month amortization, so you’ll save money early on. This is a great option if you don’t plan on keeping your vehicle for more than three years.
*Financing based upon qualification.
**To qualify for a relationship rate discount, your account must be open for at least 90 days and your combined average balance in all deposit accounts must exceed $25,000.