Tomorrow’s Savings Start Here

Whether you’re saving for a short- or long-term goal or are a first-time or seasoned saver, FirstCapital Bank of Texas has the right account for you. With competitive rates, free conveniences, and superior customer service, we help you put your future above all.

First Savings

There’s never been a better time to start saving! Open with a deposit of just $100 and link your checking account for interest that compounds monthly. You’ll enjoy competitive interest rates, up to three free monthly withdrawals, and no monthly service charge on balances of $100 or more.1 Contact us for a list of current interest rates.

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First Money Market

Maximize your savings with tiered interest rates that increase with your balance and avoid a monthly service fee when you maintain a $2,500 minimum daily balance. Open this account with $2,500 and enjoy six free monthly withdrawals.Contact us for a list of current interest rates.

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More Ways to Make the Most of Your Savings

Debit Card

Enjoy easy access to cash at a TellerConnect ITM and more than 55,000 surcharge-free Allpoint ATMs and make seamless online and in-person purchases with your free debit card.

Online and Mobile Banking

No matter which savings account works best for your goals, you’ll have the same anytime, anywhere, convenient access with our online and mobile banking.


Protect your substantial deposits with The Certificate of Deposit Account Registry Service® (CDARS), which puts excess deposits above FDIC limits into CDs at other financial institutions.


1$3 fee for each withdrawal in excess of three per month.

2$15 fee for each withdrawal in excess of six per month.