Redeem Your Savings Bonds Quickly and Easily

Not sure how to cash in your paper U.S. Savings Bonds? It’s simple—just head to a FirstCapital Bank of Texas branch. You don’t even need an appointment. If you are current customer, simply bring your paper savings bonds and proper legal identification, like a driver’s license, passport, or state-issued ID, and our team will handle the rest.

Savings bond redemption services are available for FCB customers only. There’s no limit on the amount of savings bonds FirstCapital Bank of Texas customers can redeem.

Our Locations with Savings Bond Redemption

Redeem savings bonds at any FirstCapital Bank of Texas branch location.

FAQs

How do savings bonds work?

Savings bonds allow individuals to loan money to the federal government and receive a return on their investment. They are sold by the U.S. Department of Treasury at a discounted rate and mature over time to their total value. Most savings bonds take between 20 to 30 years to mature.

How do you redeem savings bonds?

Redeeming a savings bond is simple. If it’s a paper bond, bring it to any FirstCapital Bank of Texas branch. You’ll need the original savings bond and proper identification. Electronic bonds must be redeemed online with TreasuryDirect.

Remember that savings bonds can only be redeemed by their owner, and they’re nontransferable.

How much is my savings bond worth?

Have a paper savings bond? Determine its worth by using the government’s Savings Bond Calculator. You can get the value of electronic savings bonds by logging into your TreasuryDirect account.

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Disclaimer

Investment products offered by FirstCapital Bank of Texas are not a deposit, not insured by the FDIC or any federal government agency, not guaranteed by the bank, and may go down in value.