Protect all your balances.

CDARS® is the Certificate of Deposit Account Registry Service®.  And it’s the easiest, most convenient way to enjoy access to full FDIC insurance on large deposits. Why CDARs?

  • Everything is handled through our bank. Your large deposit is broken up into smaller amounts and placed with other banks that are members of the CDARS network. Then, those banks issue CDs in amounts under the standard FDIC insurance maximum, so that your entire investment is eligible for FDIC protection. By working with just one bank—our bank—you can receive insurance through many.
  • You earn one rate on your entire investment. Forget about multiple rate negotiations and the need to consolidate multiple disbursement checks.
  • You receive one regular account statement listing all of your CDs, along with their issuing banks, maturity dates, interest earned and other details. With CDARS, there’s no need to manually consolidate statements, track changing collateral values or use private surety bonds.


It’s that simple.

Find out how CDARS can work for you.

Email us or call 844.322.8392 to speak with a CDARS specialist.