Credit Cards

Find the credit card that’s right for you.

At FirstCapital Bank of Texas, we make it easy to choose the credit card that is right for you. We offer three different no-annual-fee* credit cards—World and Platinum MasterCard® as well as Visa® Platinum—with your choice of low rate or rewards point options.

tiny fcbt logo Low-rate Credit Card:

With this no-annual-fee card, you’ll save with a low introductory rate for the first six months—and pay the same competitive ongoing rate for both purchases and cash advances.

tiny fcbt logo Preferred Points Card:

Earn great rewards every time you shop with this no-annual-fee credit card. You’ll earn one point for every dollar you spend. Redeem your points for cash-back rewards, retail gift cards, high-quality merchandise and more. View or redeem rewards points online or call 866.678.5191.

Different cards, same great benefits.

No matter which of these credit cards you choose, you’ll still enjoy a host of benefits that make using your card simple and convenient.

  • 24-Hour toll-free live customer assistance available at 800.367.7576.
  • Online account information available 24/7 at
  • 25-Day interest-free grace period on all purchases. (No grace period on cash advances.)
  • Cash advances up to 50% of the credit line at the same competitive APR as purchases.
  • Rental car collision damage waiver protection.


Apply now.

It’s simple: Just download and complete an application. Paper applications are also available at your local branch. Want to know more before you apply? Contact us.

*Please see application for information about current APRs and fees.

For unauthorized transactions, please fill out our Unauthorized Transaction Form.