Personal Loans & Lines of Credit

Get the money you need—how and when you need it

When it comes to borrowing, one size just doesn’t fit all. That’s why at FirstCapital Bank of Texas, we design your personal loan or line of credit to fit your specific needs—and budget.

Whether you’re looking to take a vacation, finance an education, or just have a financial cushion in case of an emergency, you’ll find the personal loan or line of credit that’s perfect for you.

 
tiny fcbt logo FirstCredit Line

Available in amounts up to $10,000, this personal line of credit gives you easy access to your money. Use it for overdraft protection or as a standalone line of credit and pay interest only on the amount you actually use. Apply now.

Rates as low as 6.25% APR*

tiny fcbt logo FirstCredit Line PLUS

Qualify for this personal line of credit and you can borrow up to $50,000 in one-lump sum that you can use for virtually any purpose. It’s ideal for major purchases. Apply now.

Rates as low as 6.00% APR**

Fast answers and easy access.

Your Personal Loan or Line of Credit from FCB not only comes with a competitive rate but it also comes with bankers who really care about you. We put you first, so you can have an answer on your application—from a real person—in an hour or less during normal office hours on any business day. You will be contacted regarding the loan decision during normal office hours.

Plus, you’ll enjoy easy access to your money via Online or Mobile Banking, via check or through your local FCB branch.

Get the money you need now.

For more information and current rates for personal loans and lines of credit, contact us or call your FirstCapital banker at 844.322.8392. Ready to get started? Apply now or download an application.

*Rate listed is the Annual Percentage Rate (APR) and is subject to change at any time.  Approval of new loan applications are subject to credit qualification and income verification.  Your actual APR will be based on your specific situation.  Minimum loan amount for a FirstCredit Line is $1,000 and maximum is $10,000.

**Rate listed is the Annual Percentage Rate (APR) and is subject to change at any time.  Approval of new loan applications are subject to credit qualifications and income verification.  Your actual APR will be based on your specific situation.  Minimum loan amount for FirstCredit Line PLUS is $10,000.01 and maximum is $50,000.

For a map of our lending trade territory, please click here.