Meet Our Team

Ready to move? So are we.

The FirstCapital Bank of Texas mortgage team is made up of experienced professionals who are ready to meet your home financing needs—and meet you how, when and where it’s convenient for you: Nights and weekends. At your home or office.

Reach out to the your local team member: They’ll be with you every step of the way to ensure buying or refinancing your home is fast, simple and hassle-free.



Bonnie Altman
NMLS #: 631759

Bonnie has been lending in the Amarillo community for more than 25 years. She has knowledge in all areas of mortgage lending as well as relationships with many of the professionals involved in the home buying process. She is familiar with various options and loan programs for professionals and executives as well as first-time homebuyers; she will find the best loan program for you. Bonnie is very proud of the number of people she has helped make the dream of homeownership a reality.

3900 S. Soncy Road
Amarillo, TX 79119

Office: 806.371.3314 | Cell: 806.367.3833 | Fax: 866.400.0704

Apply now.


Heather Cooper
NMLS #: 518147

Heather joined the FirstCapital family in 2012, bringing with her years of mortgage industry experience and an in-depth knowledge of all available mortgage loan programs. As an inside mortgage loan officer, nothing makes her happier than making her clients’ dreams of owning a home come true. Heather loves getting to know her clients personally as she helps them navigate the home buying process. Get to know Heather today when you contact her for your home buying and refinancing needs.

3900 S. Soncy Road
Amarillo, TX 79119

Office: 806.371.3316 | Cell: 806.367.3833 | Fax: 866.400.0704

Apply now.

Horseshoe Bay/Marble Falls


Tami Randolph
NMLS #: 282034

A mortgage loan professional since 2005, Tami has a wealth of professional lending knowledge in the Horseshoe Bay area. She also understands the value of customer service and treats every customer as a priority.

In 2013, Tami was voted Affiliate of the Year for both the Highland Lakes Area of Realtors and the Highland Lakes Women’s Council of Realtors (WCR). She also served as treasurer for the Highland Lakes WCR from 2014–2015. If you’re in the market for a new home or refinancing your dream home, contact Tami today for personalized service! She always returns calls the same day!

9891 FM 2147
Horseshoe Bay, TX 78657

Office: 830.613.3604 | Cell: 830.220.4567 | Fax: 866.430.6109

Apply now.


Aaron Garrett

Aaron Garrett

NMLS #: 1594370

With more than five years of mortgage experience, Aaron knows the value of great customer service. It all begins with understanding the customer’s needs and wants. He strives to tailor each mortgage to fit the long-term goals of each person. Whether it is a 30-year conventional or a short-term refinance, he will gladly walk with you from start to finish to achieve superior customer satisfaction. Born and raised in Lubbock, he is eager to assist his Lubbock neighbors.

6811 Indiana Avenue
Lubbock, TX 79413

Office: 806.793.4908 | Cell: 806.535.3756 | Fax: 866.228.9631

Jennifer Harmonson

Jennifer Harmonson

NMLS #: 1058654

Jennifer understands that buying a home is one of the most exciting and important times in your life and she is dedicated to working hard so you can enjoy your home-buying dreams without the stress. From working as a Closer, Shipper, Processor, to currently a Loan Officer, Jennifer has a vast knowledge of the mortgage industry. Born and raised in West Texas, Jennifer has numerous connections to West Texas realtors, title companies and insurance companies making her your perfect choice for helping you buy a home in the Lubbock community or surrounding area.

6811 Indiana Avenue
Lubbock, TX 79413

Office: 806.793.4903 | Cell: 806.778.8685 | Fax: 806.275.7231




Melissa Black
NMLS #: 809176

Melissa is a West Texas native with over 15 years’ mortgage experience and an active board member of the Odessa Board of Realtors–both of which make her a uniquely knowledgeable Mortgage Loan Officer. She loves all aspects of her job and has a special affinity for helping first-time homebuyers achieve their dream of home ownership. Find out what dream she can help you achieve. Contact her today.

5606 West Wadley
Midland, TX 79707

Office: 432.687.9111 | Cell: 432.638.2582 | Fax: 866.344.8934

Apply now.

Bank NMLS #: 420266