Auto Loans

If you can drive it, we have a loan for it.


Looking to buy a vehicle? At FirstCapital Bank of Texas, you’ll find the best way to finance it. Car and truck loans, motorcycle, motorhome and boat loans, even aircraft loans—we offer vehicle loans for just about anything so you can get out and drive (ride or fly) faster and more easily than you ever thought possible.

At FCB, we put you first, so your auto or other vehicle loan not only comes with competitive rates, but it also comes with personal attention from experienced professionals who really care.

Get on the road with an FCB auto loan.

Available for new and used vehicles and refinances, with an FCB auto loan, you can:

  • Finance up to 100% of the car’s retail value, including sales tax and extended warranty, on a new or used car up to 10 years old. Financing based upon qualification.
  • Apply online in minutes— and you can get a decision from your FCB banker about your application within an hour on any business day during normal office hours (depending on when you apply). If you prefer, you also can complete a paper application and take it to your local branch. You will be contacted regarding the decision during normal office hours.
  • Buy your vehicle by the very next business day (or less). We can usually process your check—so you can buy your car—on the same business day.
  • Benefit from flexible terms of up to 72 months on a new vehicle.
  • Save more when you borrow—and bank—with us. Receive a relationship rate discount** of 0.25% if you’re already a FCB customer and another 0.25% off your rate when you sign up for automatic loan payments using an FCB account.

Looking for an even lower initial payment? Ask about our special 36/84 auto loan. Your payments for the initial 36 months are based on an 84-month amortization, so you’ll save money early on. It’s great for college students or if you don’t plan on keeping your car for more than three years.

Get out and drive.

For more information on our vehicle loans and current rates, contact us. Ready to get started? Apply now or download an application.

**To qualify for a relationship rate discount, your account must be open for at least 90 days and your combined average balance in all deposit accounts must exceed $25,000.

For a map of our lending trade territory, please click here.