What is an NMLS identification number?

NMLS stands for Nationwide Mortgage Licensing System, and the NMLS identification number (ID) is the unique identifier assigned to registered Mortgage Loan Officers. The NMLS number that a mortgage loan officer receives upon registration is the one they keep throughout their career.

Why do mortgage loan officers need to have one of these numbers?

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act) requires that residential mortgage loan originators register with the NMLS, which is a database created by the Conference of State Bank Supervisors and the American Association of Residential Mortgage Regulators.

What does this number mean?

Prior to 2008, there was no consistent method of registration for mortgage lenders, and there was much variance between states and types of lenders. This made it difficult for consumers to feel confident that they were working with a registered and reputable individual. Now, because there is a process lenders must undergo to become registered, consumers can feel confident that the individual they’re working with has met the requirements associated with their state and lender type.

In addition, consumers have access to the NMLS Consumer Access website: http://www.nmlsconsumeraccess.org/. Therefore, you can look a lender up in the system using the NMLS ID. When you do, some of the information you will see includes:

Home Improvement, Interim Construction, Home Equity & Bridge Loan Originators	Market
Garry Grier, NMLS ID# 469287	Dallas
Taylor Chandler, NMLS# 491001	Dallas
Allen Jackson, NMLS ID# 499600	Dallas
Bryson C Fowlkes, NMLS ID#2089823	Dallas
Melissa Louann Parham, NMLS ID#2298873	Dallas
James Gregory Burgess, NMLS ID# 484930	Amarillo
Kerry Mark Hodges, NMLS ID# 793707	Amarillo
Reaghan Stevens, NMLS ID# 1308922	Amarillo
Meredith Stover, NMLS ID# 1381046	Amarillo
Jacob Ortega, NMLS ID# 1822687	Amarillo
Matthew C Smiley, NMLS ID# 2089813	Amarillo
Crystal Renee Carranza, NMLS ID# 2153860	Amarillo
Devin J Savage, NMLS ID# 2213051	Amarillo
Francisco Barajas Jr., NMLS ID# 2340135	Amarillo
Joe Becerra, NMLS ID# 2467734	Amarillo
Becky Melton, NMLS ID# 1764960	Fredericksburg
Marcus Vidrine, NMLS ID# 649517	Fredericksburg
Cody Soren Petty, NMLS ID# 873816	Horseshoe Bay
Scott Alan Streit, NMLS ID# 1075979	Horseshoe Bay
Chandra Barret, NMLS ID# 2458872	Horseshoe Bay
Terry Ortiz, NMLS ID# 1668926	Marble Falls
Stacey Glenn Bass, NMLS ID# 1589791	Marble Falls
George Schafer Johnson, NMLS ID# 2233935	Marble Falls
Maricela Duran, NMLS ID# 264267	Lubbock
Justin Barrett Power, NMLS ID# 685310	Lubbock
Lauren King, NMLS ID# 1696041	Lubbock
Cathy Terrell, NMLS ID# 1901886	Lubbock
Jennifer Jobe, NMLS ID# 1770783	Lubbock
Justin L Fleming, NMLS ID# 2016623	Lubbock
Alfred Trey Saldana, NMLS ID# 618313	Lubbock
Garrett M Bird, NMLS ID# 2149878	Lubbock
Courtney Matthews, NMLS ID# 2397072	Lubbock
Adan Burr Vargas, NMLS ID# 2419109	Lubbock
Jeremy Mack Bishop, NMLS ID# 472431	Midland
Bethany Bill Etheredge, NMLS ID# 981299	Midland
Paul Strouhal, NMLS ID# 1803705	Midland
Brock Fitch, NMLS ID# 1798259	Midland
Kenneth L. Burgess, NMLS ID# 484927	Midland
Tiffany K Stacy, NMLS ID# 1099540	Midland
Nancy Dove Olguin, NMLS ID# 2239602	Midland
Ronnie Smith, NMLS ID# 2397048	Midland
Lori Cheney, NMLS ID# 2397041	Midland
Kaleb W. Warren, NMLS ID# 2419152	Midland
Ryan Lee Heptner, NMLS ID# 1272615	Wichita Falls
Lyndsay Cannedy, NMLS ID# 1272614	Wichita Falls
Brent Lambuth Hillery, NMLS ID# 454371	Wichita Falls
Toby L McClain NMLS ID# 1913387	Wichita Falls
Jordan MacKenzie Morton-Taylor, NMLS ID# 1911956	Wichita Falls
Laura Barnett, NMLS ID# 1910752	Wichita Falls
Kenzie Leigh Dressler, NMLS ID# 1855598	Wichita Falls
Sabrina R. Greene, NMLS ID# 2419162	Wichita Falls
Daniel Ray Cremeens, NMLS ID# 454363	Burkburnett
Patsy Betts, NMLS ID# 1910732	Burkburnett
Tera L Thomason, NMLS ID# 2089772	Burkburnett
Joseph Alan Davidson, NMLS ID# 644393	Byers
Shannon Fleming, NMLS ID# 2189851	Byers/Henrietta