FirstCapital Bank of Texas and Fidelity Bank Complete Merger

First Bancshares of Texas, Inc. – the holding company for FirstCapital Bank of Texas, N.A. (FCB) – has officially acquired Wichita Falls-based FB Bancshares, Inc. – the holding company for Fidelity Bank. FCB, headquartered in Midland, Texas, announced its plans of the merger in November 2018.  The combined bank has approximately $1.6 billion in total assets, $1.3 billion in total loans, and $1.4 billion in total deposits with seventeen locations across Texas.

Upon the closing of the transaction on March 1, FB Bancshares, Inc. is dissolved, and Fidelity Bank will operate under First Bancshares of Texas, Inc. The official name change, and transition of the branches and accounts will take place in July when Fidelity Bank locations will become branches of FCB. Until the July date, customers of Fidelity Bank will continue to bank as usual.

“We are excited to finalize the merger and to welcome Fidelity Bank customers, communities and team members to our FCB family,” said FCB Chairman Ken Burgess. “We believe that this merger strengthens our financial offerings and services for both our FCB and Fidelity Bank customers.”

The acquisition is a stock and cash transaction and Fidelity Bank board members Warren Ayers and Jeff Dillard will join the Board of Directors of First Bancshares of Texas, Inc. and Fidelity Bank President/CEO Tommy McCulloch, Jr. will join the Board of Directors of FCB.

“We’re proud to become a part of a bank that shares many of the same values as we do, especially their commitment to exceptional customer experience and community investment,” said Fidelity Bank’s Tommy McCulloch, Jr.

Further information can be found on the FirstCapital Bank of Texas website at For more information or for customer inquiries, please call 844.322.8392.

About FirstCapital Bank of Texas:

With headquarters in Midland, Texas, FirstCapital opened its doors for business on Nov. 17, 1998. FirstCapital is a locally owned and managed, independent community bank serving predominantly the people of West Texas, North Texas, the Texas Panhandle and the Texas Hill Country with offices in Amarillo, Dallas, Fredericksburg, Horseshoe Bay, Lubbock, Marble Falls, and Midland. FirstCapital Bank is committed to placing “You above all,” which means we place the well-being of our customers, team members and community above all else. We are here to help you achieve your financial, business and life goals and have the highest quality products and services to help you do just that. Member FDIC