Estate Settlement & Trust Services

Estate Settlement & Trust Services

Take the Pressure Off Your Heirs

Plan your estate and live with peace of mind knowing your family and your finances are taken care of, now and into the future, with the Estate Settlement and Trust Services available at FirstCapital Bank of Texas.

Estate settlement

Nothing has a greater impact on someone than the death of someone close to them. Our Estate Settlement Service is designed to ease the burden on your heirs and beneficiaries—who are usually loved ones—during an already difficult time.

Estate settlement includes handling the demanding, complex tasks that can be challenging for family members. FirstCapital Bank of Texas can help, acting as the executor of your will or personal representative to:

  • Safeguard the assets in your estate
  • Pay off outstanding debts
  • Contest improper claims
  • Collect funds owed to the estate
  • File estate and tax paperwork

Our estate advisers have the specialized skills to help you at all phases of estate administration with in-depth experience and sound guidance.

A Trustee You Can Count on for All Your Estate Settlement Needs

FirstCapital Bank of Texas is more than just an estate manager. We’re ready to act as your trustee or executor, taking on a broad range of responsibilities and always acting in accordance with your instructions.

As your trustee, you can expect the following from FirstCapital Bank of Texas:

  • We treat estate and trust administration as a full-time job
  • We have facilities and systems for asset management that individuals may lack
  • Trust funds in our care are doubly protected, both by internal audits and regulatory oversight by state or federal officials
  • We have an “unlimited life,” while an individual may die, become incompetent or just disappear
  • We bring long experience and group judgment to the job of investment management
  • We will treat beneficiaries impartially, and most beneficiaries will appreciate that
  • We can withstand pressure when a wayward beneficiary asks to bend the terms of a trust, while an individual trustee might give in to requests for more

Types of trusts

A trust is a legal agreement that can enhance your estate plan and help beneficiaries avoid the probate process. Common types of trusts include:

  • Revocable living trust
  • Special needs trust
  • Marital deduction trust
  • Qualified domestic trust
  • Bypass trust
  • Spendthrift trust
  • Grantor retained annuity trust
  • Charitable remainder trust

FirstCapital Bank of Texas can help you compare the benefits and determine which trust is best for you and your family. Contact us to learn more.