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Credit Cards

Choose Your Credit Card Perk

Are you looking for a credit card with a low rate? Or one that offers great rewards? At FirstCapital Bank of Texas, you can find both—because how you spend (and what you spend) is up to you.

Low-Rate Credit Card

No annual fee
Low introductory rate for the first six months.¹
Competitive ongoing APR.¹
25-day interest-free grace period on all purchases. (No grace period on cash advances.)

Apply Now

Preferred Points Card

No annual fee
Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.***
Low introductory rate for first six months.¹
Competitive ongoing APR.¹
25-day interest-free grace period on all purchases. (No grace period on cash advances.)

Apply Now

Whatever Your Choice, You Get These Choice Benefits Too.

24-hour toll-free live customer assistance available at 800-367-7576.
Car rental insurance coverage and a host of extraordinary Mastercard^® benefits.
Unlike some card offers, the APR¹ for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

DISCLAIMERS

*See application for information about current APRs and fees.

***Up to 50 percent of the credit line

***Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise. To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.