Get the Most Out of Your FDIC Protection
FirstCapital Bank of Texas takes our role as your trusted financial partner—and neighbor—seriously. That’s why we recommend our customers with large deposits access full FDIC insurance by taking advantage of CDARS® (The Certificate of Deposit Account Registry Service).
This simple and convenient option enables us to divide your large deposit into smaller ones that are distributed to other CDARS network banks, which in turn issues CDs that are within the standard insurance maximum set forth by the FDIC, ensuring your entire deposit is protected.
Best of all, this process is done completely behind-the-scenes and doesn’t require any extra effort on your part. You can still view your CD information in one convenient account statement, eliminating the need for statement consolidation, collateral value tracking, and private surety bonds.
Simply put, CDARS are the most secure way to protect your money and just another way we put you above all.