Mortgage Payments

The Guide to Calculating Mortgage Payments

Calculating your monthly mortgage payment can help you determine how much house you can afford. In our complete guide to calculating mortgage payments, we’ll explain the different factors contributing to your monthly payment, how to calculate it, and ways to lower it. What’s included in your mortgage payment Most mortgage payments have four main components: […]

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Private Banking

What is Private Banking? How It Works

Ever wonder where successful people do their banking? While there are a variety of choices, one popular option is private banking. Private banking is specially designed for high-net-worth individuals, who typically have more complex financial needs. So, what is private banking, why use it, and is it worth it? We’ll answer these questions to help […]

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Commercial Real Estate Loans

How Your Business Can Use a Commercial Real Estate Loan

A commercial real estate loan provides business owners with benefits at all stages of business: If you’re renting space, it can help you purchase your own property. If you own commercial property, it can help you expand or renovate. In addition to these upfront benefits, a commercial real estate loan can empower your business with […]

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Mobile banking

How to Make the Most of Your Finances with Online & Mobile Banking

Online and mobile banking have become an increasingly important part of our lives, but are you using these digital tools to their full potential? We’ll review the differences between online and mobile banking and how you can use these services to make your financial life more convenient and more efficient. What are the differences between […]

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Small business loan

The Benefits of a Small Business Loan

Your business’ bank account plays an important role in your company’s daily operations. It allows you to make deposits, send payments, pay employees, and more. As your business grows and evolves, so do your banking needs. Enter, small business loans. Small business loans do a lot for businesses—and it’s more than just launching start-ups and […]

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Saving for a home

Saving For a Home in 2022

How to Start Saving for a Home New year, new home? If saving to buy a home is one of your resolutions this year, this article is just for you. We’ll review how to set your home buying budget and what you can afford, how to calculate your down payment, the best accounts to help […]

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First Capital Bank of Texas Logo

FirstCapital Bank of Texas Announces 2022 Promotions 

FirstCapital Bank of Texas (FCB) is excited to announce the 2022 officer promotions of the following employees.   Alyssa McDaniel promoted to SVP, BSA Officer & Manager Justin Fleming (NMLS #2016623): promoted to VP, Branch President Chad Maxwell promoted to VP, Credit Analyst Manager Maricela Duran (NMLS #264267): promoted to AVP, Branch Manager Rachel Duzan promoted […]

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FCB Awarded

FirstCapital Bank of Texas Awarded 5-Star Rating by BauerFinancial, Inc.

BauerFinancial, Inc., the Nation’s Premier Bank Rating Firm, proudly announces that FirstCapital Bank of Texas (FCB) has been awarded on its 23rd consecutive 5-Star Rating. To earn this top rating, the bank must excel under a rigorous, independent analysis of its financial condition. FCB has done so continuously since June 2016. FCB is committed to […]

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how to create a financial plan for the new year

How to Create a Financial Plan for the New Year

Looking to improve your financial fitness in the new year? Start by creating a financial plan. Whether you’re well-establish or just starting out, a financial plan is an essential tool no matter where you are in life. We’ll explain what a financial plan is and how you can create one with our simple financial planning […]

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