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Business Credit Cards

Everyday Purchasing Power

FirstCapital Texas has MasterCard^® and Visa^® business credit card options to meet your small- to mid-sized business’ or corporation’s purchasing needs, along with the money-saving perks, rewards and conveniences you want.

No-Annual-Fee Standard Card

Competitive interest rate
No annual fee*
25-day interest-free grace period on all purchases. No grace period on cash advances.
Individual and summary billing options.

Apply Now

Preferred Points Card

Low annual fee of $49.00 per account.
Competitive ongoing APR.¹
Earn one reward point for each dollar spent, up to 10,000 points per month.
25-day interest-free grace period on all purchases. No grace period on cash advances.
Individual billing option only.
Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise.***

Apply Now

No Matter Which Card You Choose, You’ll Enjoy:

A competitive APR*
Interest-free purchase grace period**
Your choice of summary billing options
Online and mobile banking access
Online account information available 24/7 at www.cardaccount.net
24-hour toll-free live customer assistance available at 800-367-7576
Rental car protection
And more

Apply today!

Supporting documents vary depending on the type of business you have. See chart below.

DISCLAIMER

*See application for information about current APRs and fees. The issuer and administrator of the credit card program is TIB (The Independent BankersBank). For more information, contact TIB at 800-367-7576.

**Twenty-five-day grace periods do not apply to cash advances.

*** To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.