Credit Cards

Everyday purchase convenience for every business.

Businesses both big and small can find the right credit card to meet their needs at FirstCapital Bank of Texas. We offer a Business MasterCard® and Visa® card in your choice of standard no-annual-fee or preferred points options.

tiny fcbt logo No-annual-fee standard card:

This card offers purchase convenience—pure and simple—with a competitive interest rate and no annual fee.* Apply now.

tiny fcbt logo Preferred Points card:

Earn great rewards every time you shop for a low annual fee of $49 per account. You’ll earn one point for every dollar you spend. Redeem your points for cash back rewards, retail gift cards, high-quality merchandise—and more. View or redeem rewards points online or call 866.678.5191. Apply now.

Different cards, same great benefits.

Each of these business credit cards also comes with a host of benefits and conveniences:

  • Competitive ongoing APR.*
  • 25-day interest-free grace period on all purchases (not on cash advances).
  • Individual and summary billing options.
  • Online account information available 24/7.
  • Rental car collision damage waiver protection and much more.
  • 24-hour toll-free live customer assistance available at 800.367.7576.


Apply for a business credit card now: Here’s how.
Simply download the application and email it with the documentation noted below.


Want to know more?

Contact us, call your FirstCapital banker at 844.322.8392 or visit your local branch.

*Please see application for information about current APRs and fees. The issuer and administrator of the credit card program is TIB (The Independent BankersBank). For more information, please contact TIB at 800.367.7576.

For unauthorized transactions, please fill out our Unauthorized Transactions Form.