Checking that’s built for business: Yours.

At FirstCapital Bank of Texas, you’ll find the best checking solution that works for your business, whether you’re a small or mid-sized business—or a major corporation.

tiny fcbt logo First Commercial Checking

Designed for businesses with high transaction activity, this account comes with an earnings credit based on your average daily balance to offset fees. With this account, you’re also eligible to take advantage of a wide complement of cash and treasury management services through a Cash and Treasury team member.

tiny fcbt logo Small Business Checking

This account offers checking convenience for a low fixed monthly service fee of just $12. It’s better for businesses with lower transaction volumes: Every month, your first 100 debits and 150 deposits are free; you pay $0.25/debit and $0.10/deposit thereafter.

Add your choice of conveniences.

No matter which of our business checking accounts you choose, you’ll have access to a host of great conveniences and value-added options:


Found your perfect fit? To open your business checking account, contact us. Prefer to speak to a person? Call your FirstCapital banker today at 844.322.8392 or visit your local branch.

Limits and Fees Schedule

*An analysis fee is calculated by consolidating all monthly fees, charges and earnings credit. An earnings credit will be credited against the account fees charged to the account each month based on the average available balance in the account during the month, less 10% for Legal Reserve Requirements, multiplied by the daily periodic rate. The monthly commercial fees are as follows: maintenance charge of $12, $0.15 per check or withdrawal, $0.07 for each item deposited, $0.30 for each deposit or credit and a monthly fee for drawing on uncollected funds at the rate of Wall Street Journal prime plus 3.00% (adjusted to a daily rate) multiplied by the uncollected balance used each day.


Click here to review the FAQ’s about the Beneficial Ownership requirements that apply to business accounts.