Category: Uncategorized

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Teaching Your Children the ABCs of Finance

Posted by FirstCapital Bank of Texas

Children are our future—now more than ever. Even though millennials are poised to outnumber baby boomers in 2019, the next generation—known as generation alpha—is anticipated to be the largest one yet. In fact, the generation alpha population is expected to reach 2 billion by 2025. As the future leaders of the world, it’s vital that[…]  Read more

 
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New vs. Used Car: Which Ride Is Right for You?

Posted by FirstCapital Bank of Texas

On the hunt for some new wheels? You’re not alone: 78.7 million cars were purchased globally in 2018 alone. When it’s time to start shopping, you’ll probably put together a list of “musts” and “wants,” like manual or automatic, car or SUV, two door or four door, gas or hybrid—the choices go on. But before[…]  Read more

 
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7 Ways to Avoid a Holiday Spending Hangover

Posted by FirstCapital Bank of Texas

As the holiday shopping season hits the home stretch, the American Bankers Association has identified seven habits that shoppers should embrace to minimize their holiday spending debt. “It’s incredibly easy to go overboard buying gifts for loved ones during the holidays, but spending within your means will help keep your holidays merry and your finances[…]  Read more

 
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Holiday Giving: How to Become a Savvy Charitable Giver

Posted by FirstCapital Bank of Texas

For many people, it is important to take time during the holiday season to give to those who are in need. Giving to your favorite cause can be fulfilling, but it’s important to ensure that your gift reaches the intended source. Follow these tips to become a savvy charitable giver this holiday season: Give To an[…]  Read more

 
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Sun’s Out, Fun’s In!

Posted by Bowden

School’s out for summer and it’s that time of year that students all over have been waiting for. In fact, there are some parents that have been anxiously waiting as well. Now that summer is here, the question is what to do? Camp, childcare, vacation? Summer is a great opportunity for families to spend quality[…]  Read more

 
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Hometown Highlight: Central Texas Land Titles, Inc.

Posted by Hazel Morrison

When buying a home or land, title insurance is crucial to the owner/purchaser for protection. That’s why the Central Texas Land Titles, Inc. is ready to help those in their community when they’re ready to make the move or purchase. Located in Horseshoe Bay and Kingsland, Texas; Central Texas Land Titles, Inc. proudly serves the[…]  Read more

 
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6 Tips for Spring Cleaning Your Finances

Posted by FirstCapital Bank of Texas

As spring cleaning season begins, the American Bankers Association is encouraging consumers to put a priority on organizing their finances. ABA has highlighted six tips for getting your financial house in order. “With the tax season ending, spring is a great time to take a close look at your budget and bank account,” said Corey[…]  Read more

 
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How Your Credit Score Affects the Interest Rate on Your Mortgage

Posted by Tami Randolph

There are a number of ways to find the best mortgage rate; however, it may require a little work on the borrower’s behalf. Often times, the mortgage rates you see advertised are the “best-case scenarios,” and not always the rate offered to most borrowers. The best rates are typically offered to borrowers with a 740+[…]  Read more

 
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Learning to Live Outside Your Comfort Zone

Posted by Greg Burgess

The special thing about the new year is the opportunity it offers us to reset and restart with new plans and goals for our work and personal lives. It is in this spirit of renewal for 2017, that I want to challenge you to take a step outside of your own comfort zone and attempt[…]  Read more

 
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Tips to Promoting Benefit Programs

Posted by Shea

We all know it can be tough to get employees excited and willing to learn about benefit changes each year. All the benefits jargon can be confusing to those who do not deal with it on a daily basis, and with all the ACA changes, it is becoming increasingly important to communicate all benefits information[…]  Read more

 
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