Category: Technology

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5 Ways to Protect Your Small Business from Account Fraud

Posted by FirstCapital Bank of Texas

Cybercriminals are targeting small businesses with increasingly sophisticated attacks. Criminals use spoofed emails, malicious software spread through infected attachments and online social networks to obtain login credentials to businesses’ accounts, transfer funds from the accounts and steal private information, a fraud referred to as “corporate account takeover.” Combating account takeover is a shared responsibility between[…]  Read more

 
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8 Tips to Protect Your Identity

Posted by FirstCapital Bank of Texas

According to a recent study, more than 15 million U.S. consumers were victims of identity theft in 2016, up from nearly 2.4 million victims in 2015. As identity theft continues to be a major threat, FirstCapital Bank of Texas is offering tips to help consumers proactively protect their information from identity thieves. In honor of[…]  Read more

 
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12 Tips to Protect Your Mobile Device from Hackers

Posted by FirstCapital Bank of Texas

According to the Federal Reserve, more than two-thirds of the U.S. population owns a smartphone or internet-enabled device. As popularity among these devices continues to grow, FirstCapital Bank of Texas is highlighting 12 important steps that users can take to protect their devices from cyber threats. Customers use their smartphones for everything – whether it’s to[…]  Read more

 
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The Equifax Data Breach: What to Do

Posted by FirstCapital Bank of Texas

*This blog piece has been copied directly from the Federal Trade Commission’s website. The original link can be found here. If you have a credit report, there’s a good chance that you’re one of the 143 million American consumers whose sensitive personal information was exposed in a data breach at Equifax, one of the nation’s three major[…]  Read more

 
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The Best Kind of Password: Strong and Unique

Posted by Sheryl

What makes a password strong? First, let’s talk about what’s not a strong password. The word “password.” Yes, people still use “password” as their password and it’s the worst possible option. Also, any words in the dictionary make weak passwords and should not be used because they’re easily decrypted and not complex.  For example, the[…]  Read more

 
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The Millennial Generation and Its Effect on the Mortgage Industry

Posted by Tami Randolph

The Millennial generation (often defined as those in the 18 – 34 age bracket) is forcing rapid changes in the mortgage industry. According to a 2016 Pew Research Center report, as the first generation of home buyers consisting of “digital natives,” Millennials are far less trusting of traditional institutions like big banks. And if lenders[…]  Read more

 
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Patching Software: Why it’s Critical in Avoiding Cyber Attacks

Posted by Sheryl

Software updates are becoming even more important as software vendors patch vulnerabilities “threat actors” are using to infect computers and devices. Not patching is the equivalent of leaving the key to your front door in the keyhole. It’s like saying, “Please, bad guy! Come on in!” “Software vulnerability” is a fancy word for an inadvertent[…]  Read more

 
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Preventing Business Email Compromise Attacks

Posted by Sheryl

Business Email Compromise (BEC) is a sophisticated scam that continues to grow and evolve. These attacks target people, within a business, who regularly perform wire transfer transactions. The FBI reported a significant increase in losses, in excess of $1.6 billion dollars targeting businesses of all sizes from October 2013 to December 2016 – one fifth[…]  Read more

 
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8 Ways to Stop an Identity Thief

Posted by FirstCapital Bank of Texas

More than 15.4 million Americans were victims of identity fraud last year, according to Javelin Strategy & Research. The American Bankers Association is offering eight tips to help consumers protect their information and avoid becoming a victim. “Identity fraud continues to be a major problem for consumers,” said Doug Johnson, ABA’s senior vice president of[…]  Read more

 
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Payroll 101

Posted by Lacie McDowell

Are you a new or growing business, interested in knowing your payroll options for your employees? No matter the size of your business, payday is one of the most “looked forward to days” of the year…right up there with a birthday or Christmas. Although I know that you are more than aware that one option[…]  Read more