Category: Saving for Your Future

Author's Thumbnail
The Benefits of a 24-Month Bump CD

Posted by Barrett Power

Have you ever made a purchase and then shortly after, you see the same item for a lower price?  Maybe you have waited to buy something because you thought the price would go down, and then you turn around and the price actually went up. You’re left wondering why you didn’t just make the purchase[…]  Read more

 
Author's Thumbnail
Trying to Get Out of Debt? The Solution May be Right Under Your Nose!

Posted by Barrett Power

When people think of ways to get out of debt, they usually start with a plan to pay off large sums of their credit accounts. The problem with this is the fact that most people get into debt because they don’t have the money to pay for the things they buy or for unexpected expenses[…]  Read more

 
Author's Thumbnail
New Year’s Resolution: Get Fiscally Fit

Posted by Barrett Power

 With a new year, everyone starts talking about New Year’s resolutions. The most common resolution, which is almost always mentioned, is getting healthy – lose weight, get fit, work out or something else to this extent. However, a great addition to these goals is to become financially fit. So while you are adding these[…]  Read more

 
Author's Thumbnail
Always Prepare for Rain: Build an Emergency Fund

Posted by Christy Campbell

We’ve all had those months, when everything seems to go wrong. Your car gets a flat tire or you get a ticket. You get sick and suddenly have to pay a large medical bill and as your bank account nears zero before your regular expenses are even paid for, you think to yourself, “If only[…]  Read more

 
Author's Thumbnail
Decrease Stress by Separating Funds

Posted by Barrett Power

It is well known that to accomplish a goal, you need to set a plan and then execute your plan. Over the years, I’ve watched people start home renovation projects and then try to attain financing for the project once it had already begun. I’ve seen people go on vacations and then try to get[…]  Read more

 
Author's Thumbnail
Best “Bang for Your Buck” Texas Colleges & Universities

Posted by Brittany Semadeni

Graduation from high school to college is an exciting time, but it’s not always an easy transition… especially for your pocketbook. September is College Savings Month, a month dedicated to helping students (and parents) save a little extra dough as these new graduates spread their wings. Considering a Texas college or university? Curious about the budget-friendly options[…]  Read more

 
Author's Thumbnail
Minimize the Financial Blow of Back-to-School with 6 Ways to Save

Posted by Christy Campbell

Is it just me, or does it always feel like our finances stretch a little tighter this time of year? Not only are we faced with paying off all that summer fun–all those little excursions sure add up–we’re ALSO run over by the back-to-school “expense bus.” You know the drill… It starts with that dreaded list of school[…]  Read more

 
Author's Thumbnail
Owner-Carried Notes: What They Are & How They Can Be of Benefit

Posted by Brad Burgess

Many new business owners begin their new business by purchasing an existing enterprise or company from an existing small business owner. When starting a new business venture or trying to expand your existing business, the key is the level of capital (cash) that you will be required to raise to accomplish the new venture. Typically,[…]  Read more

 
Author's Thumbnail
Where Did All My Money Go?

Posted by Barrett Power

In this day of instant gratification, we see a lot more of impulse shopping. Retailers have spent millions of dollars on finding every last way to get you to part from your money.  Debit cards, credit cards and now smart phones have made making purchases as easy as ever.  So is this the reason why[…]  Read more

 
Author's Thumbnail
So, what’s with all the questions?

Posted by Christy Campbell

I recently purchased a vehicle. When I first ventured onto the car lot, I was promptly greeted by a salesman.  I’ll be honest. My inner response to his eager approach was an emphatic “UGH!”  I forced a smile and decided to embrace his enthusiasm to “sell me a car today!”  Being a banker and having[…]  Read more