Category: Protecting Your Future

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Personal Loans and You

Posted by FirstCapital Bank of Texas

The best things in life are free: For everything else, there are personal loans. Personal loans are a great solution to your borrowing needs, whether it’s for a car, a new home or renovation, or other large purchases. Personal loans are very versatile, but they can also be a little confusing. Here are some personal[…]  Read more

 
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3 Ways to Boost Your Credit Score

Posted by FirstCapital Bank of Texas

“What’s your credit score?” It’s a question you’re bound to hear whenever you’re about to make a major purchase or financial commitment—and the answer can change your life. Whether it’s for a new car, a credit card, school loans, an apartment or mortgage, or, yes, even your dream job, your creditworthiness is a huge factor[…]  Read more

 
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8 Tips to Protect Your Identity

Posted by FirstCapital Bank of Texas

According to a recent study, more than 15 million U.S. consumers were victims of identity theft in 2016, up from nearly 2.4 million victims in 2015. As identity theft continues to be a major threat, FirstCapital Bank of Texas is offering tips to help consumers proactively protect their information from identity thieves. In honor of[…]  Read more

 
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How to Protect Your Loved One from Financial Abuse

Posted by FirstCapital Bank of Texas

Financial exploitation is one of the most common forms of abuse committed against older Americans. According to a Metlife study, an estimated $2.9 billion is lost annually to scams explicitly targeting seniors. The American Bankers Association Foundation is urging older Americans and their caregivers to join the fight against financial abuse and take active steps[…]  Read more

 
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7 Money Tips Millennials Can Bank On

Posted by Guest Contributor

As millennials face unprecedented financial burdens such as student debt, the American Bankers Association is highlighting seven money tips to help them plan for a financially sound future. “With student debt and high housing costs creating challenges for many millennials, now is a better time than ever for them to map out their finances and[…]  Read more

 
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Calculating Your Credit Score

Posted by Jeremy

In my last blog piece, I discussed the importance of your credit score, what it means and how it can help you. Now that you know what is considered a good score, let’s learn how your credit score is calculated. How is it calculated? There are five major categories that are considered when a FICO®[…]  Read more

 
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Get an A+ on Your Credit Score

Posted by Jeremy

Over my years as a banker, I have come to understand how credit scores affect several aspects of our everyday life. But for something that matters so much, there are still plenty of myths and misconceptions out there.  Here are some helpful points to understand the credit score world: What the score means … Your credit score[…]  Read more

 
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Always Prepare for Rain: Build an Emergency Fund

Posted by Christy Campbell

We’ve all had those months, when everything seems to go wrong. Your car gets a flat tire or you get a ticket. You get sick and suddenly have to pay a large medical bill and as your bank account nears zero before your regular expenses are even paid for, you think to yourself, “If only[…]  Read more

 
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Make Finances Part of Your Spring Cleaning

Posted by Christy Campbell

Spring has traditionally been a time for cleaning our homes and clearing away the clutter that has accumulated throughout the winter. It’s a satisfying approach to the season because it gives us the feeling of starting fresh. There’s no better way to put a spring in your step (no pun intended) than by freeing yourself[…]  Read more

 
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So, what’s with all the questions?

Posted by Christy Campbell

I recently purchased a vehicle. When I first ventured onto the car lot, I was promptly greeted by a salesman.  I’ll be honest. My inner response to his eager approach was an emphatic “UGH!”  I forced a smile and decided to embrace his enthusiasm to “sell me a car today!”  Being a banker and having[…]  Read more

 
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