Blog and News

Blog and News

Small business loan

Six Ways to Use Small Business Loans

Very few businesses can grow over time without some type of financing. In fact, nearly half – 43 percent – of all American businesses applied for small business loans last year, according to NerdWallet. If you’re planning on joining their ranks this year, it’s important to know how you’re going to use that financing. Knowing […]

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Gig Workers

6 Financial Tips for Gig Workers (Try These & Save!)

More and more workers are trading in full-time, 40-hour-a-week jobs as freelance gig workers where they can decide for themselves when and where to work and even how much they want to earn. While the freedom to be your own boss sounds great, it can come at a cost. That’s because you’re not just the […]

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Pay off Debt FirstCapital Bank of Texas

Save or Pay Off Debt

When you’re carrying around debt, saving up money for an emergency might not seem like a priority, but it should be. Having a savings safety net can help you financially prepare for unexpected expenses, which can keep you from taking on more debt. We’ll explain why you need an emergency fund and how to save […]

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Mortgage Payments

The Guide to Calculating Mortgage Payments

Calculating your monthly mortgage payment can help you determine how much house you can afford. In our complete guide to calculating mortgage payments, we’ll explain the different factors contributing to your monthly payment, how to calculate it, and ways to lower it. What’s included in your mortgage payment Most mortgage payments have four main components: […]

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Private Banking

What is Private Banking? How It Works

Ever wonder where successful people do their banking? While there are a variety of choices, one popular option is private banking. Private banking is specially designed for high-net-worth individuals, who typically have more complex financial needs. So, what is private banking, why use it, and is it worth it? We’ll answer these questions to help […]

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Commercial Real Estate Loans

How Your Business Can Use a Commercial Real Estate Loan

A commercial real estate loan provides business owners with benefits at all stages of business: If you’re renting space, it can help you purchase your own property. If you own commercial property, it can help you expand or renovate. In addition to these upfront benefits, a commercial real estate loan can empower your business with […]

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Mobile banking

How to Make the Most of Your Finances with Online & Mobile Banking

Online and mobile banking have become an increasingly important part of our lives, but are you using these digital tools to their full potential? We’ll review the differences between online and mobile banking and how you can use these services to make your financial life more convenient and more efficient. What are the differences between […]

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Small business loan

The Benefits of a Small Business Loan

Your business’ bank account plays an important role in your company’s daily operations. It allows you to make deposits, send payments, pay employees, and more. As your business grows and evolves, so do your banking needs. Enter, small business loans. Small business loans do a lot for businesses—and it’s more than just launching start-ups and […]

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Saving for a home

Saving For a Home in 2022

How to Start Saving for a Home New year, new home? If saving to buy a home is one of your resolutions this year, this article is just for you. We’ll review how to set your home buying budget and what you can afford, how to calculate your down payment, the best accounts to help […]

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