First Bancshares of Texas, Inc., is the holding company for FirstCapital Bank of Texas, an independent community bank with two offices in Amarillo, one in Lubbock, four in Midland and one in Horseshoe Bay, Texas. FirstCapital Bank was chartered in November 1998 and First Bancshares was formed on February 1, 2002. FirstCapital Bank of Texas presently employs more than 150 team members across the four markets it serves. We also have an accomplished and well-respected board of directors and officers who provide expertise in fields such as oil and gas, real estate and medicine.
We’re the only community bank serving the financial needs of the four major financial centers in the Panhandle, the Permian Basin Regions of Texas and Highland Lakes, each bringing economic diversification. Amarillo includes a strong emphasis in cattle, government and general business, and Lubbock brings a major university, medical and agricultural market. Midland and the Permian Basin Region are two of the largest energy producing regions in the country, and Horseshoe Bay has a strong emphasis on the tourism, retirement and healthcare industries.
Working toward a common vision of “Making Every Customer’s Dream a Reality,” FirstCapital Bank of Texas and our team members exemplify that vision in every interaction we have with our customers by honoring our promise “You above all.” We focus primarily on providing a broad range of financial services to small and medium-size business and retail financial services and to the owners and employees of those businesses. We also have a strong mortgage lending presence in all of the markets we serve.
As a result, FirstCapital Bank of Texas was recognized as one of the nation’s top 100 best-performing community banks for performance and strength for two consecutive years by SNL Financial, an internationally recognized provider of financial performance information. FirstCapital Bank of Texas has also been recognized as an American Bankers “Best Banks to Work For” for the past two years.
As of December 2016, First Bancshares reported total consolidated assets of $957,834,749.