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How would you rate your financial health?

Posted by Greg Burgess

Regular credit and financial checkups are key for maintaining good financial health   Do you have a habit of checking your credit report on at least an annual basis? Well, this is more important than ever today, especially as identity theft continues to expand. Thankfully, it is easier than ever to perform this very important[…]  Read more

 
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Keep CD Investments Short-Term

Posted by Jay Isaacs

We are asked many times a day, “What do you recommend for investing cash in CD’s”? This is a quandary for many citizens and our customers who are on fixed income or dependent upon the income from cash investments. With our President’s position with taking no action on tax policy and the resultant defensive action[…]  Read more

 
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Investing in the future is easy as PIE!

Posted by Katie Boyd

I’m a banker.  Everyday we bankers are faced with making investment decisions.  Whether it is investing your savings into a CD or investing in a new product or service to better serve you, we always want to make the best decision so we get the highest return.  What if I told you I knew of a way to contribute to two[…]  Read more

 
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The “Mobilization” of Banking

Posted by Ken Burgess

Wow. How times have changed. I worked in my father’s bank when I was in high school and everything we did was manual. The way we delivered banking services to customers was manual. To give you an idea about the time period I am talking about. It was 1974. Over the next few years, I[…]  Read more

 
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Having a will is a must

Posted by Jay Isaacs

If you are married, divorced and/or have children; then a will is a must. In the event of death, a will allows the decedent to direct where his or her assets are to be distributed. There are many considerations, legal and financial, to take into account in establishing a will. It is estimated that 70%[…]  Read more

 
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Alzheimer’s: A Disease We Want to Forget

Posted by Katie Boyd

Are you or someone you know affected by Alzheimer’s? Chances are the answer to that question is yes. According to the Alzheimer’s Association (http://www.alz.org/), more than 5 million Americans have Alzheimer’s disease today and 1 out of every 3 seniors die from Alzheimer’s or another form of dementia. By 2025, the number of people affected[…]  Read more

 
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March of Dimes – Investing in the Future Health of Babies

Posted by Katie Boyd

Within 5 minutes of meeting me, you will no doubt understand that one of my greatest passions in life is being a mother. I have been blessed with 2 beautiful and healthy daughters and it’s fair to say that I didn’t fully comprehend all of the complications that could haunt a pregnancy and a newborn[…]  Read more

 
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Settling an Estate and How a Corporate Fiduciary Can Help

Posted by Jay Isaacs

“We never thought this would happen in OUR family.” This is a common quote of families who have lost a loved one and have begun the process of settling an estate. Once family members begin the process of settling an estate of their mother or father, many times they are confronted with a situation that[…]  Read more

 
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Qualified Mortgages: How New Mortgage Rules Could Directly Impact You

Posted by Ken Burgess

Most people are not aware that beginning January 10, 2014, the mortgage rules that banks and mortgage lenders have been following for many years changed. The changes resulted from new legislation passed by Congress after the financial crisis. You have probably heard of the Dodd-Frank Act, but you have probably not yet felt its impact.[…]  Read more

 
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Welcome to the New FirstCapital Bank Blog!

Posted by Ken Burgess

When most people think of a bank, they think of the business that provides checking accounts, debit cards, car loans, business loans and many other financial products. We do all of that and more. Too many times, though, people may feel that their bank is always trying to sell them something. That is also true[…]  Read more

 
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