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You Above All

Posted by Tony Peña

“You Above All.” It sounds simple, concise and self-explanatory, but why is one of the fastest growing banks in the nation using this language while the rest of the banking community seems stuck on things such as Free Checking and well, Free Checking? You may have noticed that last month FirstCapital Bank of Texas chose[…]  Read more

 
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Let’s Give Kids A Little Credit (Education)!

Posted by Katie Boyd

Don’t you wish that when you were in school you learned something about credit and how to use it responsibly?  Whether it be how to compare different financing options, how to ensure you are creditworthy or simply what to look out for when credit card offers start to fill your mailbox.  Wouldn’t that have been[…]  Read more

 
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Millennials: The Next Great Challenge and Opportunity for the Banking Industry

Posted by Ken Burgess

I attended the American Bankers Association’s annual convention in Dallas last week. I had the opportunity to listen to a three-member panel of millennials speak to a crowd of about 1,200 bankers from all over the country about what millennials look for from their bank and what they look for when deciding who to go[…]  Read more

 
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Are your Digital Assets protected?

Posted by Jay Isaacs

Digital Assets? You know those thousands of photos on your phone, iPad or in the cloud. Those video games, music, movies and books that you purchased for the ease of retrieval from you electronic device. How about that manuscript you prepared for eventual book publishing or that special idea or design waiting on a US[…]  Read more

 
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Managing Your Financial Health Part III: Business loan applications and what your banker needs to know

Posted by Greg Burgess

In this third installment of “Managing Your Financial Health,” let’s discuss what basic information you will need when you meet with your banker for a business loan. Some of the items below will be actual documentation and some will be verbal discussion items.   Whether you have arranged to meet with your banker at your place[…]  Read more

 
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Managing your Financial Health Part II: Develop A Good Business Relationship with a Commercial Banker

Posted by Greg Burgess

Who do you turn to when you are in need of legal advice; when you are in need of medical advice? You would arrange a meeting or consultation with a professional – your attorney or your doctor right? It should be no different when you are considering the financial needs of your business; whether that[…]  Read more

 
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A “Little” way to make a “Big” difference

Posted by Katie Boyd

I’m willing to bet that you’ve heard of the Big Brothers Big Sisters (BBBS) organization. It is a national organization dedicated to proactively meeting the needs of children by giving them a positive role model. Their mission is to “provide children facing adversity with strong and enduring, professionally supported one-to-one relationships that change their lives[…]  Read more

 
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FDIC Deposit Insurance can be confusing – are you covered?

Posted by Jay Isaacs

Customers of a U.S. chartered bank have the privilege of insured bank deposits in the case of a bank failure. This insurance coverage is provided by premiums paid by the deposit institution. Since the inception of the FDIC in 1934, there has not been any money lost by a depositor in a failed bank transaction.[…]  Read more

 
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FirstCapital Culture, Part 2: We are Family

Posted by Ken Burgess

In my last blog post, I discussed the importance of culture in our organization. I talked about the ultimate goal of our culture which is to make a positive difference in people’s lives. Our team members have been able to accomplish that goal many times and they know the sense of fulfillment that comes when[…]  Read more

 
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FirstCapital Culture, Part 1: We Change Lives

Posted by Ken Burgess

“We Change Lives”   About five years ago, we sat down as a management team with the goal of putting to words the culture we had been working to build. We knew we had some good things going, but whenever anyone asked us to define our culture; we couldn’t really put it into words. We[…]  Read more