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The Culture Series – Why Corporate Culture Matters

Posted by FirstCapital Bank of Texas

Culture. I have spent an immense amount of time over the past several years thinking about this term. In helping build a culture program here at FirstCapital Bank, redefining and launching our new brand, the word “culture” has undoubtedly become a part of my daily vocabulary. But what is it? Okay, I’ll do the cliché[…]  Read more

 
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IRAs: Which choice is right for you?

Posted by Jay Isaacs

Roth vs. Traditional IRAs Individual retirement accounts (IRAs) are a fabulous way to save for your future retirement years and the financial safety of your family. Today, we have essentially two forms of retirement accounts, Roth and Traditional. While having choices may be viewed as a benefit, each investor must understand the many considerations in order[…]  Read more

 
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Customer Service – Put the focus back to where it should be.

Posted by Greg Burgess

Have you ever had to deal with a business person who seemed confused about customer service? Confused about who was supposed to be the point of their business focus; confused about whose needs or interests were the primary reason for the interaction; confused about who was really there to serve who? Make no mistake, bankers[…]  Read more

 
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Small Business Lending: The Importance of Working Capital

Posted by Brad Burgess

In my last communication regarding the steps to opening a small business, a simple guideline was provided to help you get started in opening a new small business. Once open, the principals of the business have likely injected a significant amount of their own personal cash into the business and, many times, the financing package includes[…]  Read more

 
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Account Analysis: To Fee or Not to Fee

Posted by Lacie McDowell

To fee or not to fee, that is the question. One of the most widely asked questions I get from my fellow coworkers as well as commercial clients is, “Why was there a service charge assessed on my commercial checking account?” Becoming a little more educated on the actual meat and potatoes of what is[…]  Read more

 
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Mutual Funds Can Be Your Key to Investing

Posted by Jay Isaacs

Many people are looking for the key to successful investing of their hard-earned dollars. Most folks will look to the best percentage return on a given report, over any given timeframe, and fully expect to receive or beat that return for themselves. This assumption can bring on overwhelming disappointment and presents a bad picture of[…]  Read more

 
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The Oxymoronic Games We Play

Posted by Tony Peña

If you’ve been to a Texas Tech basketball game lately, you have most likely witnessed a fun fan contest that I’ll abbreviate as the “Credit Union Bank Shot.” It seems innocent enough, but it represents an obstacle that banks face in today’s world and it really bugs me. Credit union ≠ bank. I know it’s only semantics[…]  Read more

 
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FCB and the Economy: MRT’s Interview with SVP Katie Boyd

Posted by Guest Contributor

It’s a topic that has been looming over many Texas communities: the economy. With the volatile oil and gas industry, an industry that drives the Midland economy specifically, what will come of community businesses? Stewart Doreen with the Midland Reporter-Telegram sat down with FCB to discuss the implications and what it means for FCB’s future. He writes, “Whether a local[…]  Read more

 
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A Lesson in Adversity

Posted by FirstCapital Bank of Texas

One of my favorite quotes of all time is by Charles Swindoll and includes the line, “I am convinced that life is 10 percent what happens to me and 90 percent how I react to it.”  I’ve tried hard over the years to follow this notion; there are moments when I have succeeded and moments[…]  Read more

 
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To Build or Not to Build, That is the Question! – Part II

Posted by Greg Burgess

In the previous segment, several options were discussed that are available to you as you consider whether to purchase or build a new home. In this next segment, I will discuss some of the important options to consider if you have decided to build. With your builder selected and your plans determined, it will now[…]  Read more