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Hometown Highlight: Fiesta Jam

Posted by Hazel Halliburton

Are you looking for a weekend get-a-way this fall? Look no further than Marble Falls and its annual Fiesta Jam on the lake! As a nonprofit organization, Fiesta Jam is a three-day music and wine festival that helps raise funds for the Marble Falls Independent School District (MISD) and Harmony School of Creative Arts music[…]  Read more

 
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The Equifax Data Breach: What to Do

Posted by Hazel Halliburton

*This blog piece has been copied directly from the Federal Trade Commission’s website. The original link can be found here. If you have a credit report, there’s a good chance that you’re one of the 143 million American consumers whose sensitive personal information was exposed in a data breach at Equifax, one of the nation’s three major[…]  Read more

 
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Hometown Highlight: Regal Pet Resort

Posted by Hazel Halliburton

Since 2009, Regal Pet Resort in Lubbock has been treating its customers like royalty. Known as the largest luxurious pet resort in Texas, Regal Pet offers more than two acres of outdoor fun for your pet as well as over 11,000 square feet of resort space. “We know that your cat or dog is more[…]  Read more

 
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The Best Kind of Password: Strong and Unique

Posted by Sheryl Ryan

What makes a password strong? First, let’s talk about what’s not a strong password. The word “password.” Yes, people still use “password” as their password and it’s the worst possible option. Also, any words in the dictionary make weak passwords and should not be used because they’re easily decrypted and not complex.  For example, the[…]  Read more

 
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The Millennial Generation and Its Effect on the Mortgage Industry

Posted by Hazel Halliburton

The Millennial generation (often defined as those in the 18 – 34 age bracket) is forcing rapid changes in the mortgage industry. According to a 2016 Pew Research Center report, as the first generation of home buyers consisting of “digital natives,” Millennials are far less trusting of traditional institutions like big banks. And if lenders[…]  Read more

 
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How to Protect Your Loved One from Financial Abuse

Posted by FirstCapital Bank of Texas

Financial exploitation is one of the most common forms of abuse committed against older Americans. According to a Metlife study, an estimated $2.9 billion is lost annually to scams explicitly targeting seniors. The American Bankers Association Foundation is urging older Americans and their caregivers to join the fight against financial abuse and take active steps[…]  Read more

 
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Hometown Highlight: United Way of Midland

Posted by Hazel Halliburton

As a nonprofit organization located in nearly 1,800 communities throughout the world, the United Way’s focus has remained the same for more than 125 years: “creating community-based and community-led solutions that strengthen the cornerstones for a good quality of life, education, financial stability and health.” For 70 of those years, the United Way of Midland[…]  Read more

 
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Patching Software: Why it’s Critical in Avoiding Cyber Attacks

Posted by Sheryl Ryan

Software updates are becoming even more important as software vendors patch vulnerabilities “threat actors” are using to infect computers and devices. Not patching is the equivalent of leaving the key to your front door in the keyhole. It’s like saying, “Please, bad guy! Come on in!” “Software vulnerability” is a fancy word for an inadvertent[…]  Read more

 
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7 Money Tips Millennials Can Bank On

Posted by Guest Contributor

As millennials face unprecedented financial burdens such as student debt, the American Bankers Association is highlighting seven money tips to help them plan for a financially sound future. “With student debt and high housing costs creating challenges for many millennials, now is a better time than ever for them to map out their finances and[…]  Read more

 
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Calculating Your Credit Score

Posted by Jeremy Bishop

In my last blog piece, I discussed the importance of your credit score, what it means and how it can help you. Now that you know what is considered a good score, let’s learn how your credit score is calculated. How is it calculated? There are five major categories that are considered when a FICO®[…]  Read more

 
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